Best Free Personal Finance Programs

Recently, Microsoft has announced that his Microsoft Money is no longer available for purchase. In a nutshell Microsoft has said that there’s no demand for the product.

With banks, brokerage firms and Web sites now providing a range of options for managing personal finances, the consumer need for Microsoft Money Plus has changed. After suspending annual updates of Money Plus in 2008, Microsoft is announcing today that we will no longer offer Microsoft Money Plus for purchase after June 30, 2009.

Now that Microsoft has closed the doors, many people are worried because don’t know how to check their finances. Microsoft just left us in a lurch by killing Money. However, there are other Personal Finance Programs alternatives on the web. If one of your goals for the next future is to take control of your finances this list of Personal Finance Programs may be help you.

personal finance programs

Image Credit: The Muse Online

How long can I keep using Money Plus?

However, If you’ve open an account with Microsoft Money, you still have 18 months to find a replacement. In fact, Microsoft intends to support Money Plus at least through 31 January 2011. If you want to know more, then read the frequently asked questions about the Microsoft Money end of sales. Here, I’ve put some of important.

What happens when my online services have expired?
When online services expire, Money no longer supports online quotes nor direct online banking (including bill-pay). Money can still process bank statements imported from your bank’s Web site (if available), and quotes can be manually updated. The following support articles may be helpful……

What alternatives do I have if I want to stop using Money Plus immediately?

A number of online personal finance management and planning tools are available, many for free, on the Web. Other software solutions may be for sale from companies other than Microsoft. For general account information and transactions, your bank Web site may provide the best solution.

1. AceMoney(www.mechcad.net) is a Windows desktop app that helps to organize and manage personal finances quickly and easily. It offers different features such as: Manage multiple accounts of different types, budgeting, downloadable transactions, do your financial math in multiple currencies, investment tracking,  support many country language, plan debts and mortgage payments, and more. AceMoney costs $30. However, the “lite” version is free.

2. Budgetpulse(www.budgetpulse.com) is a free personal finance software that includes budgeting features, as you can also tracking your finances as well. It also support different countries. Their purpose is to make a program simple to use and that help you to take control of your personal finances.

3. Buxfer(www.buxfer.com) allows people to import data from their bank account, track spending limits, and track shared expenses, and much more. It also includes Iphone app in order to manage your money anywhere. It a great way to understand your finances in a fun way.

4. Clearcheckbook(www.clearcheckbook.com) is an extremely easy to use tool that help you to manage your money, settings badgets, set monthly budgets for your various accounts, creating reminders,  view reports to see where your money is going, and much more. Iphone app available. The site is 100% free to sign up and use.

5. Expensr(www.expensr.com) It similar to Budgetpulse because present a simple account tracking. You can see where your money is really going, and allows to compare your money with other groups that you select. See your total expenses to keep your spending aligned with your goals.

6. Geezo(www.geezeo.com) allows you to get your finances in order. You can also getting support from other members, while you create and manage your budget. It also seems that Geezo can track investments.

7. Mint(www.mint.com) is the best of online personal-finance apps. It already have a million registered users. It allows users to create personal budgets, categorize, and graph all of your finances without spending any effort. It also offers support for investment. I think it a program you’ll need to try. Iphone app available.

8. Moneydance(www.moneydance.com) is a personal finance manager that help you to manage your badget, track your portfolio, and much more. It’s compatible with Mac, Windows and Linux and offers translations into Spanish, German, French, Korean, Portuguese, Italian, Greek, and Norwegian.

9. Moneystrands(www.money.strands.com) is a programs for managing your personal finances. It offer a lot of features as automatically pulls together data from your bank, credit card, and allows to compare your finances with other group of users. Iphone app available.

10. Quicken(www.amazon.com) in my view is the most popular personal-finance software available. The only downside is that it forcing you to upgrade it if you want to use some features.

11. Rudder(www.rudder.com) allows you to connect to your bank account. It lets you knowing what’s left budget and when you get paid. It includes a widget to help predict your future cashflow. Iphone app available.

12. Thrive(www.justthrive.com) Similar to Mint, it help you to manage badget and includes a tools to help people plan for the future.

13. Wesabe(www.wesabe.com) One of best thing of this personal-finance aps is its active community. Iphone app available.

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